:root { --cream: #f7f3eb; }
* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body { margin: 0; font-family: Arial, Helvetica, sans-serif; }
a:focus-visible { outline: 3px solid #fff; outline-offset: 4px; }
.skip-link { position: fixed; z-index: 3; top: 12px; left: 12px; padding: 12px 16px; background: #fff; color: #17221d; font-weight: 700; transform: translateY(-180%); transition: transform .2s ease; }
.skip-link:focus { transform: translateY(0); }
.sr-only { position: absolute; width: 1px; height: 1px; padding: 0; margin: -1px; overflow: hidden; clip: rect(0, 0, 0, 0); white-space: nowrap; border: 0; }
.landing { min-height: 100svh; position: relative; display: flex; flex-direction: column; overflow: hidden; color: var(--cream); background: #17221d url('hero-private-insurance.png') center / cover no-repeat; }
.image-layer, .overlay { position: absolute; inset: 0; }
.image-layer { background-position: center; background-repeat: no-repeat; background-size: cover; opacity: 0; }
.image-two { background-image: url('hero-private-insurance-jewellery.png'); animation: jewellery-slide 50s ease-in-out infinite; }
.image-three { background-image: url('hero-private-insurance-art.png'); animation: art-slide 50s ease-in-out infinite; }
.image-four { background-image: url('hero-private-insurance-car.png'); animation: car-slide 50s ease-in-out infinite; }
.image-five { background-image: url('hero-private-insurance-boat.png'); animation: boat-slide 50s ease-in-out infinite; }
.overlay { background: linear-gradient(90deg, rgba(16, 25, 21, .82) 0%, rgba(19, 31, 26, .62) 38%, rgba(16, 26, 21, .1) 72%, rgba(16, 25, 21, .06) 100%); }
header, .hero-content { position: relative; z-index: 1; }
header { padding: 28px clamp(24px, 5vw, 78px) 28px clamp(24px, 8vw, 128px); }
header img { display: block; width: clamp(154px, 15vw, 210px); height: auto; }
.hero-content { width: min(760px, 100%); padding: clamp(72px, 13vh, 145px) clamp(24px, 8vw, 128px) 48px; margin-top: auto; }
.eyebrow { margin: 0 0 21px; color: #ffd0a5; font-size: 12px; font-weight: 700; letter-spacing: .14em; text-transform: uppercase; }
h1 { max-width: 720px; margin: 0; font-family: Georgia, 'Times New Roman', serif; font-size: clamp(47px, 6.4vw, 88px); font-weight: 400; letter-spacing: -.055em; line-height: .94; }
.intro { max-width: 520px; margin: 28px 0 37px; color: rgba(247, 243, 235, .96); font-size: clamp(16px, 1.35vw, 18px); line-height: 1.65; }
.contact-links { display: flex; flex-wrap: wrap; gap: 13px; margin: 0; font-style: normal; }
.contact-links a { min-width: 220px; padding: 15px 19px 16px; border: 1px solid rgba(247, 243, 235, .42); background: rgba(19, 31, 26, .33); backdrop-filter: blur(9px); color: inherit; text-decoration: none; transition: background .2s ease, transform .2s ease; }
.contact-links a:hover { background: rgba(244, 91, 34, .9); transform: translateY(-2px); }
.contact-links span, .contact-links strong { display: block; }
.contact-links span { margin-bottom: 7px; color: #ffd0a5; font-size: 12px; font-weight: 700; letter-spacing: .1em; text-transform: uppercase; }
.contact-links strong { color: var(--cream); font-size: clamp(14px, 1.1vw, 16px); font-weight: 600; }
@media (max-width: 680px) { .image-layer { background-position: 62% center; } .overlay { background: linear-gradient(90deg, rgba(16,25,21,.8), rgba(16,25,21,.52)); } .hero-content { padding-top: 70px; } .contact-links { display: grid; grid-template-columns: 1fr; } .contact-links a { min-width: 0; } }
@keyframes jewellery-slide { 0%, 16% { opacity: 0; } 20%, 36% { opacity: 1; } 40%, 100% { opacity: 0; } }
@keyframes art-slide { 0%, 36% { opacity: 0; } 40%, 56% { opacity: 1; } 60%, 100% { opacity: 0; } }
@keyframes car-slide { 0%, 56% { opacity: 0; } 60%, 76% { opacity: 1; } 80%, 100% { opacity: 0; } }
@keyframes boat-slide { 0%, 76% { opacity: 0; } 80%, 96% { opacity: 1; } 100% { opacity: 0; } }
@media (prefers-reduced-motion: reduce) { html { scroll-behavior: auto; } *, *::before, *::after { transition-duration: .01ms !important; animation-duration: .01ms !important; animation-iteration-count: 1 !important; } .image-layer { animation: none; } }